It’s that time of year again, the time that our wallets and purses are out so much that giant holes are burnt through them. Despite Christmas being the happiest time of year, there’s a huge amount of effort and energy that goes into it. From the food, to the presents, to the table decor and the mistletoe – we all want that picture perfect Christmas, and ultimately to make our loved ones happy – however we choose to surprise them. Some people go all out and flash the cash, but others can’t (or don’t like to) be quite so liberal with their money. Either way, extra cash around Christmas is always a winner, right?
Here are some hacks of how to save a little more, and spend wisely this year:
- Sell all of last years gear; Whether you have a wardrobe full of clothes you don’t make the most of, or kids toys floating about under your toes that your children have outgrown you can quickly list your unwanted bits on eBay or Gumtree and sit back and relax. Alternatively, some prefer to make a day of it by carting shed loads of it off to a car boot sale. Either way, you’ll be hitting two birds with one stone; the clear out is bound to make room for whatever Father Christmas decides to bring this year, AND you’ll still be coming away with a few extra pennies!
- In the lead up to the big day, make a Christmas budget. From presents for loved ones to the perfect tree, it all adds up. If you plan and organise your spending, your credit card won’t get such a shock.
- Rather than doing all of your Christmas shopping in one hit, why not If you put aside a few pounds each week for all of the things that make you happy over the festive period. Spending gradually will stop you going into overdraft this year!
- Get in the kitchen! Instead of buying presents for all of your neighbours, why not bake them some mince pies or goodies of your choice? Not only will you save money, but they will be touched by the sentiment. Plus, you can get the kids involved which they’ll love!
- Keep your eyes peeled for legitimate deals! Buy one get one free on cosy jumpers? That’s Dad and Grandad sorted then.
- Plan your pressies. Have you ever bought someone a gift and then gone into panic mode about whether they’ll like it? You may even go out and buy them lots of random bits to go with it. This is a mistake. You end up spending way more than you planned when you could have just bought them someone fabulous to begin with. If you really think hard about something they’d love before you hit the shops and get in a frazzle, you won’t go wrong.
- Think outside the box; it doesn’t have to be clothes or perfume. Why not surprise a family member with a spa treatments or a day trip? There are some nifty deals out there, and you’ll be giving them a memory as well as a gift.
- Ever thought of the crazy possibility to get paid to do your Christmas shopping? Well, it turns out it’s not that crazy after all. Every time you purchase something through a big branded cashback website – you can earn up to 16% cashback.
Christmas time is known as the season of goodwill, and there is plenty we can do to show our appreciation to our family and friends without going into debt!
Love Maddie x