With house prices rising every year, it has become much harder to take your first step onto the property ladder. In fact, people are waiting until their 30’s or even 40’s before buying their first home. But as you might know, renting can mean you are splashing out money on something which isn’t your house.
When we moved into our home over six years ago, we had to renovate the whole place. We bought the house off the only owner the home had had since it was built in the 50s. And nothing against the previous owners, but as they got older, it became apparent that they hadn’t done any
When buying a house, there is usually a mental checklist of things we will accept. Without even realising we’re doing it, we partition off our preferences into three categories: The Non-Negotiables: The things we can’t do without, such as having the requisite number of bedrooms for our children and outdoor space for our dog. These
Most people need to borrow money at one time or another. Buying a home is a prime example of when borrowing money from a lender is essential. After all, unless you are fabulously wealthy or the holder of a winning lottery ticket, you probably won’t be a cash buyer. Ordinarily, as long as you have
Being a homeowner often means that you are looking for the next thing to change or renovate, to make sure that you are adding value. No, just me? But it can be hard to decide what to change. A lick of paint here and there is great. It adds a bit of colour, brightens things
Buying a house is a huge step and a big investment. But think about how long you spend viewing properties. Do you spend hours on end looking at every fine detail? In my experience, it is a quick look in each room, making a note of the decoration and room size, to be honest. But
I have said it before, but I think we are a nation of people obsessed with homes. There are so many property programmes on the television. We like to renovate and decorate and it seems we are forever wondering if people are owning a home or are renting it. Whenever we meet new people, somehow
With kids it can seem that the spending is endless. Nappies and what feels like buying new clothes every other week to accommodate growing little people. It can feel like you will never be able to save any money for a rainy day, let alone a mortgage. We are in a very lucky position to