Being a stay at home parent is no easy ride. I think whether you work to provide for your children, or stay at home to care for them, both have their advantages and disadvantages. It’s a personal choice. However, many stay at home mum’s would love the opportunity to contribute to the household income in some way. Which is why I thought I could highlight a few ways you could do that. I hope it inspires you to make and save some money each month.
Reduce any debt
Debt is one of the biggest things that can eat into disposable income. Some people struggle to meet the payments or fail to reduce the amount they owe. But this is where you can miss a trick. If you are savvy, you can slowly chip away and clear off the debt once and for all. The first thing to do is to check out your credit rating; you can do this online at places like My Credit Monitor website. This will give you an indication of where you stand when it comes to your credit history. Doing things like switching your credit card balance to a card that has a zero interest offer. Or even consolidating it all into one smaller affordable monthly payment. You have the chance to research all of this and make good financial decisions to better your circumstances.
Turn a hobby into a business
If you have a hobby that people are constantly commenting on, then why not consider turning it into a little money maker for yourself. Or even a small business. The one main advantage of doing this is that a hobby tends to be something you enjoy doing, so you won’t lose heart or passion. You don’t have to create an amazing website. Thankfully with websites like Etsy and eBay, it’s even easier to use bigger platforms to get things started.
Start a blog
Blogging has grown in popularity these last few years. Many parents are turning to the internet for advice off real mothers instead of reading what the “experts” say. This is where a blog has now turned into a business and an opportunity to earn money for many mothers. Don’t expect to earn fortunes overnight. But if writing and sharing your experience is something you think you will enjoy there is no harm in trying. Consider using websites like WordPress and Blogger to create a free blog, to begin with.
Monitor your outgoings
Money can be made just in the everyday bills. Or at least savings to increase your disposable income. But not many people take advantage of this, and just let their bills leave their bank accounts each month. The thing is, if you are savvy enough, switching providers can offer huge savings. Switching enables you to take advantage of introductory offers. Which can help reduce your outgoings each month. Thanks to comparing websites it’s much easier now than it ever was.
Take control of the spending
Finally, take control of what you spend and save when you can. A worthwhile trick is to have “no spend” months where you don’t buy any luxuries. Or start doing things like meal planning to reduce your food shopping bill. All of these things can add up over time, increasing your disposable income each month.
I hope that some of these have inspired you to make and save money on your household income.
Linking up to KCACOLS.
Some great advice, I used to be a stay at home mum, but in a few years ago I got a job working evenings so I could contribute to the household. That still doesn’t stop me from finding extra ways to make money go further. I have been considering mystery shopping as my next option because I can tame the baby with me #KCACOLS
that is such a good idea. I have a friend that does it. gets you out of the house too
Some great advise here for parents to earn from home. But always rememeber if you are starting a business/blog you need to keep on to of your accounts and register with HMRC as self employed within 3 months of starting
Yes really important. Thanks for sharing
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Reducing your debt and outgoings is so important as you have has less commitment hanging over you every month.
takes the pressure off doesn’t it? Thanks Emma
A really empowering post for anyone wanting or thinking about adding to the household financially.
Thanks so much for linking up at #KCACOLS. Hope you come back again next Sunday.
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Good advice. I’ve got a few friends who have started in affiliate marketing opportunities such as Juice Plus, and though not my type of thing, they are doing really well from it. I’m all for the saving and budget cutting where possible- the best way to contribute to the household earnings for me! Xx #KCACOLS
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I really needed to read this. Money is very tight in our house at the mo. I’m considering turning a hobby into a business…watch this space. Well if I ever get time lol x
Really useful tips here. The no-spend months is a great one – when I was pregnant and working, and then on maternity pay, we used that time to just put aside my whole salary, to see whether we could get by without it. It showed us that we were able to cut back a lot, as well as creating a little buffer for us to be able to live off for a few more months. #KCACOLS
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Good advice there, so important to try to reduce debt – causes so much stress. I just don’t think I could cut it as a SAHM, need the adult company. So I am going to go back to work part time to hopefully have the best of both worlds as well as more money! #KCACOLS
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Great post with really good tips! #kcacols
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Great advice. As someone who works from home, I do love that I can earn money whilst sat on my sofa
Yes some really great ways to try and earn some money as a stay at home parent. Great post xx
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