Stay At Home Parent? How You Can Add To The Household Income

Being a stay at home parent is no easy ride. I think whether you work to provide for your children, or stay at home to care for them, both have their advantages and disadvantages. It’s a personal choice. However, many stay at home mum’s would love the opportunity to contribute to the household income in some way. Which is why I thought I could highlight a few ways you could do that. I hope it inspires you to make and save some money each month.


Reduce any debt

Debt is one of the biggest things that can eat into disposable income. Some people struggle to meet the payments or fail to reduce the amount they owe. But this is where you can miss a trick. If you are savvy, you can slowly chip away and clear off the debt once and for all. The first thing to do is to check out your credit rating; you can do this online at places like My Credit Monitor website. This will give you an indication of where you stand when it comes to your credit history. Doing things like switching your credit card balance to a card that has a zero interest offer. Or even consolidating it all into one smaller affordable monthly payment. You have the chance to research all of this and make good financial decisions to better your circumstances.

Turn a hobby into a business

If you have a hobby that people are constantly commenting on, then why not consider turning it into a little money maker for yourself. Or even a small business. The one main advantage of doing this is that a hobby tends to be something you enjoy doing, so you won’t lose heart or passion. You don’t have to create an amazing website. Thankfully with websites like Etsy and eBay, it’s even easier to use bigger platforms to get things started.

Start a blog

Blogging has grown in popularity these last few years. Many parents are turning to the internet for advice off real mothers instead of reading what the “experts” say. This is where a blog has now turned into a business and an opportunity to earn money for many mothers. Don’t expect to earn fortunes overnight. But if writing and sharing your experience is something you think you will enjoy there is no harm in trying. Consider using websites like WordPress and Blogger to create a free blog, to begin with.

Monitor your outgoings

Money can be made just in the everyday bills. Or at least savings to increase your disposable income. But not many people take advantage of this, and just let their bills leave their bank accounts each month. The thing is, if you are savvy enough, switching providers can offer huge savings. Switching enables you to take advantage of introductory offers. Which can help reduce your outgoings each month. Thanks to comparing websites it’s much easier now than it ever was.

Take control of the spending

Finally, take control of what you spend and save when you can. A worthwhile trick is to have “no spend” months where you don’t buy any luxuries. Or start doing things like meal planning to reduce your food shopping bill. All of these things can add up over time, increasing your disposable income each month.
I hope that some of these have inspired you to make and save money on your household income.

Linking up to KCACOLS.

signature*affiliate links may be used



  1. 14th August 2016 / 9:12 am

    Some great advice, I used to be a stay at home mum, but in a few years ago I got a job working evenings so I could contribute to the household. That still doesn’t stop me from finding extra ways to make money go further. I have been considering mystery shopping as my next option because I can tame the baby with me #KCACOLS

    • 14th August 2016 / 10:00 pm

      that is such a good idea. I have a friend that does it. gets you out of the house too

  2. 14th August 2016 / 10:15 am

    Some great advise here for parents to earn from home. But always rememeber if you are starting a business/blog you need to keep on to of your accounts and register with HMRC as self employed within 3 months of starting

  3. 14th August 2016 / 7:02 pm

    To find out more concerning this FHA program, go to Type Back to Function”
    in the search box.
    Zelma recently posted…ZelmaMy Profile

  4. 14th August 2016 / 7:09 pm

    Reducing your debt and outgoings is so important as you have has less commitment hanging over you every month.

    • 14th August 2016 / 10:01 pm

      takes the pressure off doesn’t it? Thanks Emma

  5. 14th August 2016 / 7:57 pm

    A really empowering post for anyone wanting or thinking about adding to the household financially.
    Thanks so much for linking up at #KCACOLS. Hope you come back again next Sunday.
    mainy – myrealfairy recently posted…Behind The Scenes Blogging TagMy Profile

    • 14th August 2016 / 10:01 pm

      Thanks for cohosting the linky, lovely x

  6. 14th August 2016 / 8:48 pm

    While the majority of FHA mortgage borrowers choose to get a stick developed home on its own whole lot, FHA will permit individuals to acquire a condo
    Margarette recently posted…MargaretteMy Profile

  7. 14th August 2016 / 10:05 pm

    Good advice. I’ve got a few friends who have started in affiliate marketing opportunities such as Juice Plus, and though not my type of thing, they are doing really well from it. I’m all for the saving and budget cutting where possible- the best way to contribute to the household earnings for me! Xx #KCACOLS
    Sonia recently posted…Our Family Holiday in Alcudia, MallorcaMy Profile

  8. 15th August 2016 / 5:47 pm

    Baseding on the Home Loan Understanding Establishment,
    standard mortgage loan providers search for a great credit score no much less than 680.
    Kaylee recently posted…KayleeMy Profile

  9. 16th August 2016 / 9:58 am

    I really needed to read this. Money is very tight in our house at the mo. I’m considering turning a hobby into a business…watch this space. Well if I ever get time lol x

  10. 17th August 2016 / 1:41 pm

    Really useful tips here. The no-spend months is a great one – when I was pregnant and working, and then on maternity pay, we used that time to just put aside my whole salary, to see whether we could get by without it. It showed us that we were able to cut back a lot, as well as creating a little buffer for us to be able to live off for a few more months. #KCACOLS
    Katy – Hot Pink Wellingtons recently posted…The Garden in AugustMy Profile

  11. 17th August 2016 / 9:49 pm

    Good advice there, so important to try to reduce debt – causes so much stress. I just don’t think I could cut it as a SAHM, need the adult company. So I am going to go back to work part time to hopefully have the best of both worlds as well as more money! #KCACOLS
    TheIrishBabyFairy recently posted…Your Questions Answered About Group B StrepMy Profile

  12. 17th August 2016 / 10:57 pm

    Great post with really good tips! #kcacols

  13. 18th August 2016 / 10:27 am

    Hi there to every one, it’s truly a good for me to pay a quick visit this web page,
    it contains valuable Information.
    asse da stiro recently posted…cardiofrequenzimetroMy Profile

  14. 27th August 2016 / 2:12 pm

    Great advice. As someone who works from home, I do love that I can earn money whilst sat on my sofa

  15. 27th August 2016 / 6:36 pm

    Yes some really great ways to try and earn some money as a stay at home parent. Great post xx

  16. 11th December 2016 / 3:36 am

    Having read this I thought it was really enlightening.
    I appreciate you finding the time and effort to put this article together.

    I once again find myself spending a lot of time both reading and
    leaving comments. But so what, it was still worth it!
    comparatif mini four recently posted…comparatif mini fourMy Profile

  17. 11th December 2016 / 1:14 pm

    Simply want to say your article is as amazing. The clarity in your post is simply spectacular
    and i could assume you’re an expert on this subject. Well with your permission let me
    to grab your RSS feed to keep updated with forthcoming post.

    Thanks a million and please carry on the rewarding work.
    oale sub presiune recently posted…oale sub presiuneMy Profile

  18. 27th December 2016 / 2:09 pm

    Thanks on your marvelous posting! I seriously enjoyed reading it, you will be a great author.I will ensure that I bookmark your blog and will eventually come back very soon. I
    want to encourage you continue your great writing, have a nice evening! recently posted…feedcousa.comMy Profile

  19. 11th January 2017 / 5:00 am

    Hello! Quick question that’s completely off topic. Do you know how to make your site mobile
    friendly? My site looks weird when browsing from my iphone4.
    I’m trying to find a theme or plugin that might
    be able to correct this issue. If you have any recommendations, please share.
    ventilador sin aspas barato recently posted…ventilador sin aspas baratoMy Profile

  20. 15th January 2017 / 8:15 am

    With havin so much written content do you ever run into
    any problems of plagorism or copyright infringement?
    My blog has a lot of completely unique content I’ve either
    written myself or outsourced but it looks like a lot of it is popping
    it up all over the internet without my agreement. Do you know any methods to help reduce content from being stolen? I’d truly appreciate
    meilleur taille haie telescopique 2017 recently posted…meilleur taille haie telescopique 2017My Profile

  21. 15th January 2017 / 11:20 am

    There’s certainly a great deal to learn about
    this issue. I like all of the points you made.
    macchina da caffe recently posted…macchina da caffeMy Profile

  22. 30th January 2017 / 8:52 pm

    Hey very cool blog!! Man .. Excellent .. Amazing .. I will bookmark
    your blog and take the feeds additionally? I’m happy to find so many useful information here in the submit, we’d like develop extra techniques in this regard, thank you for sharing.
    . . . . . recently posted…mandjar.comMy Profile

  23. 14th February 2017 / 6:32 am

    With havin so much written content do you ever run into any problems of plagorism or copyright infringement?
    My website has a lot of unique content I’ve either created myself or outsourced but it seems a lot of
    it is popping it up all over the internet without my authorization. Do you know
    any techniques to help stop content from being ripped off?
    I’d definitely appreciate it.
    Monique recently posted…MoniqueMy Profile

  24. 2nd March 2017 / 1:20 am

    In times of economic uncertainty, it’s even more important to put yourself in a solid financial position. Great post to read on. I have learned a lot with your post. Thanks for sharing this.

Leave a Reply

Your email address will not be published.

CommentLuv badge

This site uses Akismet to reduce spam. Learn how your comment data is processed.